Samples Finance

Finance Essay Examples

Personal bankruptcy is a constitutional aspect that explains a situation whereby an individual is not able to meet individual debt requirements. This status can only be declared by a federal or state court. Personal bankruptcy allows debtors to discharge all or part of their debts (English, Hicks & Gyles, 2003)....

660 words 3 page(s)

Generally, firms file for bankruptcy when they are unable to repay their creditors. During the recent economic crisis, American Airlines and general Motors have had to file for bankruptcy. American Airlines and AMR Corp., its parent company, filed for Chapter 11 bankruptcy in late 2011 after losing more than $10...

584 words 2 page(s)

Over the last several years, the issue of government bailouts has been increasingly brought to the forefront. This is because of controversies surrounding, if these programs are effective and their capacity to help firms become more competitive. However, in spite of these differences, the reality is they are successful over...

450 words 2 page(s)

Any person during their lifetime due to unforeseen circumstances such as lost of employment, high medical expenses, or major repairs on a house can fall into economic hardship. When a person does not have sufficient income to cover both living expenses and debt payment they face a tricky situation. An...

592 words 2 page(s)

Financial planning is a very important process because it enhances the management of fiscal processes for individuals and organizations. The planning assists an individual in the conversion of goals into working tactics through the provision of a conceptual framework to assist in the attainment of these goals (Subramaniam, 2012). Some...

632 words 3 page(s)

The monetary approach and the balance of payments approach are two theories that are critical in explaining exchange rates. The former focuses on the monetary guidelines or policies of two countries to establish their currency exchange rate. This model incorporates price and interest rate dynamics. In this case, the domestic...

598 words 2 page(s)

The top five industries of the largest donors were hedge funds, private equity, and venture capital; other securities and investment; energy and natural resources; real estate and construction; and media and entertainment (Parlapiano & Willis, 2014). Other industries that have spawned high donations include health care, insurance, technology, retail and...

678 words 3 page(s)

While companies grow in complexity and size and tend to internationalize, it is of critical strategic importance to maintain and improve the performance of working capital. Once a company intends to improve working capital, it strives to maintain a positive balance between the finished goods inventory and customer service. Top...

1042 words 4 page(s)

Pacific City Bank is a community bank that mostly focused on Korean-American in California. The company has it’s headquartered in Los Angeles, California, and other centers in eight s the states within the United States (Asaduzzaman, 2019). In terms of financial capacity, Pacific City is the third largest Korean American...

905 words 4 page(s)

The financial crisis in Greece is the process, which has been defining my homeland for more than ten years now and is bound to keep on being one of the most important factors for the country and its people in the foreseeable future. The crises appeared, if one is to...

304 words 2 page(s)

The American economy is a complex system with heavy influence on the overall financial health of the nation. Understanding what affects the economy in both a positive and negative manner is essential to exhibiting the most control possible over a system that is so critical and that touches basically every...

1050 words 4 page(s)

One of the key parts of the world economy is interest. Interest plays a role in making profit for crucial economic institutions, such as banks. The basic principle of interest entails that the lending of money creates a profit through interest rates paid by the one borrowing the money to...

622 words 3 page(s)

David Kerpen’s book, Likeable Social Media: How to Delight your Customers, Create an Irresistible Brand, and be Generally Amazing on Facebook (& Other Social Networks, conveys how truly important social media has become. Discussing his trip to Las Vegas in June of 2010, he uses a personal anecdote regarding an...

527 words 2 page(s)

The Bank of America is one of the largest banking organizations in the U.S.A. It has its headquarters in Charlotte, North Carolina (“Keep the change” Account Service for Bank of America n.d). This renowned banking and financial services corporation’s history dates back to the year 1904 when Amadeo Peter Giannini...

362 words 2 page(s)

As I look out here at everyone, at everyone’s smiling faces, I cannot help but be proud. And amused, quite frankly. Life is a strange thing. The things we believe we’ll take pride in are not always the things we retire having treasured most. Am I proud of my accomplishments?...

821 words 3 page(s)

The facts of this case are as follows: I went to my bank and wrote a check for $500 to 'cash' on my account. The teller did not have me indorse the check, but gave me the cash. The teller then took the check from the bank and gave it...

332 words 2 page(s)

John Brym and Robert Lie authored the book Sociology: Your compass for a new world. This paper analyzes what Brym and Lie say about social stratification and other aspects of inequality in the third edition of the book. It argues that the authors’ position is that it is possible to...

1205 words 5 page(s)

Globalization has changed the ways everything is done today. Organizations are expanding their operations across all continents in order to have competitive edge (Razin and Efraim, 10; Harrison, 16). The world is integrated and intertwined that companies today have a larger global market than before. Foreign direct investments opportunities exist...

741 words 3 page(s)

These days, governments tend to lean towards putting in place fiscal policy when it comes to terms of fighting the lack of financial resources in the state budget. The origins for implementing the fiscal policy lie in the Keynesian economic theory according to which a government is to change the...

297 words 1 page(s)

A recession refers to a contraction in a business cycle that may result in an economic slowdown. In other words, a recession might signify a negative economic growth that happens in two consecutive quarters. On that note, the Macropoland government should employ a policy mix of both expansionary fiscal and...

331 words 2 page(s)

The Accounting Standards Update (ASU) 2014-09 was published by the International Accounting Standards Board (IASB) and the Financial Accounting Standards Board (FASB) as an improvement to the existing revenue recognition standard. The implementation of the new revenue recognition standards is expected to bring about numerous issues related to information disclosure,...

715 words 3 page(s)

Over the years, the bond between the stock market and the economy has become stronger. A slight alteration in the stock market levels bears the impact of either stimulating investor confidence of causing panic, resulting in either injection or withdrawal of investment in the market. Most people would therefore argue...

648 words 3 page(s)

Federal Reserve Bank of San Francisco (FRBSF) (Federal Reserve Bank of San Francisco) dedicates considerable resources to research on housing market and banking sector issues. The bank doesn’t only cover the housing market but also other related subject matters such as mortgage and credit supply. In addition to major focus...

275 words 1 page(s)

My company Academic Assistance Inc. (AAI) provides academic services to high school and college students. The students can request assistance in any subject and all the tutors employed by the company have at least four-year undergraduate degree from accredited colleges and universities as well as over 3.0 GPA. The company...

289 words 1 page(s)

For today’s businesses that are looking to raise capital, there are many different options. It is important to make a smart, informed choice on this matter, as the manner in which a business chooses to raise capital can have a major, tangible impact on that business’s future and its capacity...

960 words 4 page(s)