Samples Finance

Finance Essays

My company Academic Assistance Inc. (AAI) provides academic services to high school and college students. The students can request assistance in any subject and all the tutors employed by the company have at least four-year undergraduate degree from accredited colleges and universities as well as over 3.0 GPA. The company...

289 words 1 page(s)

For today’s businesses that are looking to raise capital, there are many different options. It is important to make a smart, informed choice on this matter, as the manner in which a business chooses to raise capital can have a major, tangible impact on that business’s future and its capacity...

960 words 4 page(s)

2012 vs. 2013 Performance As far as Price Smart, Inc. (Price Smart) current ratio is concerned, it slightly improved from 2.3 times in 2012 to 2.4 times in 2013 which is a positive trend. Current ratio measures the short liquidity of a company and generally, a ratio of above 1...

1619 words 6 page(s)

Three reasons why healthcare spending is expected to rise in the next ten years. Historically, the national healthcare spending has been growing at low rates. However, the spending is expected to rise in the next ten years. The first reason why healthcare spending is expected to rise is the economic...

550 words 2 page(s)

The time value of money essentially refers to the fact that it is often better to have money in hand today, as opposed to money promised to a person to be paid at a later date and time; by having it promised, but not yet available, the individual is missing...

451 words 2 page(s)

It is important for managers to understand different financial tools because they all provide valuable information about some economic aspect of the organization. One example may be income statement which is also known as profit & loss statement. Income statement tells managers about the profitability of the organization by showing...

601 words 3 page(s)

The purpose of an investment bank is to assist firms and individuals with a variety of financial services. An investment bank may offer brokerage services, insurance and wealth protection including underwriting, and consultation in order to suggest a course of action to a person or an institution. Thus, all the...

436 words 2 page(s)

1. A GSE is a Government Sponsored Enterprise, a hybrid of public and private corporations. GSEs such as Fannie Mae and Freddie Mac are private corporations, but they were created by the U.S. Congress for a specific purpose that is valuable to the country as a whole. For example, Freddie...

884 words 3 page(s)

A1. The 2007 financial crisis significantly reduced credit availability to businesses. When credit supply declines, only the most credit-worthy applicants have access to funding and even then the credit terms may not be as favorable as they are during normal times. Tight credit supply also means loans become more expensive...

665 words 3 page(s)

Introduction The institution that controls the United States economy by implementing the monetary policy is the Federal Reserve. The economy is controlled through interest rate adjustments. Through the regulation of the financial institutions, it has a huge command on the country's economy. All this effort is made by the Federal...

1893 words 6 page(s)

The world of investing is full of risks. This is because there are a host of threats which could increase volatility and the odds of prices declining. The result is that investors must diversify as much as possible against these risks. In the portfolio of five stocks, each one has...

762 words 3 page(s)

Two major shareholders of Apple have urged the company to address technology addiction among the children. The representatives from the California State Teachers’ Retirement System and Jana Partners LLC point to the studies that have warned of potential negative consequences for children. The representatives concede they are not software engineers...

353 words 2 page(s)

Many nations and societies have designed official laws that protect their citizens from offenders’ crimes. Over the years, these laws have been implemented to help retain society from becoming lawless. Different punishments have been used to punish and correct offenders under some form of corrections in correctional organizations. Correctional organizations...

711 words 3 page(s)

When coming up with direct materials costs, the business is determining how much money is needed to cover the costs of materials and related concepts/items/individuals when it comes to completing a contract. This needs to cover the payment of such items as raw materials, parts, subassemblies, as well as manufacturing...

464 words 2 page(s)

Investigation of an SME in Singapore - One.99 Shop 1. Nanz Chong-Komo, one of the most successful models in Singapore in the 1990s, was the founder of One.99 Shop in 1997. By the end of six years of operations, the entrepreneur had already opened more than 10 stores whose merchandise...

979 words 4 page(s)

Strategy The strategy for stock investing is a function of the underlying stocks that are to be contained in the portfolio. Although the strategy should be representative of the mathematical expectation of a reasonable risk to return ratio that provides a risk frontier to properly gauge the investment, we sometimes...

1197 words 4 page(s)

Have other macroeconomic events impacted the economy and/or your selected organization? If so, explain. Apple has determined an extensive list of risk factors that significantly impacts it business operations. A substantial part of the list is comprised of factors of macroeconomic nature. In fact, the company itself is seriously considering...

396 words 2 page(s)

The article is about the Federal Reserve and its decision to retain the current benchmark rate at between 2 and 2.25 percent. This decision is significant because many observers were keen on seeing the Federal Reserve’s response to the political upset in which the Democrats recaptured the House with regard...

685 words 3 page(s)

The 2008 financial crisis rocked the world and affected nearly every country on the face of the earth. While the implications and some of the problems were global, the bulk of the focus has fallen on the United States and many politicians, businessmen and ordinary citizens have begun to seek...

439 words 2 page(s)

Determining whether McDonald’s Corporation (NYSE: MCD) would make a wise addition to an investment portfolio requires evaluation of multiple factors like fundamental analysis and consumer sentiment. A number of techniques exist for conducting an analysis, and no single method can yield absolutely certain predictions about the future of a stock’s...

351 words 2 page(s)

The severity of the recent financial crisis can be judged by the fact that the U.S. economy is still in a recovery phase despite more than half a decade of time since the beginning of the crisis. Both the U.S. Government and the Fed have been trying to recover the...

922 words 4 page(s)

The 2008-2009 financial crisis that effected the entire US banking and fiscal ecosystem, led to the loss of millions of jobs and crippled the entire economy from which the country is barely recovering. The confidence of Americans in their political institutions to deliver a solution in time is at an...

1118 words 4 page(s)

This paper will look at the years 2009 and 2014, respectively to evaluate the evolution of U.S. economy over the last five years. As far as the interest rates are concerned, federal funds rate in the U.S. serve as a reliable guide to the situation of interest rates in the...

929 words 4 page(s)

Introduction and Economic Situation at the Time of the Action Fiscal policy refers to the act of intervention by a government in an economy by adjusting its expenditure and tax rates, to oversee and influence the nation’s economic performance (Auerbach & Gale, 2009). The Economic Stimulus Act of 2008 involved...

1243 words 5 page(s)

Research infers that there is a positive relationship between excellent leadership and fiscal performance of healthcare organizations because leadership facilitates long-term viability and short-term sustainability. Hospitals and the entire healthcare system are today affected by increased competition, high costs, safety issues, and quality imperatives that require strategic leadership for success....

423 words 2 page(s)