Financial Health Care in the USA

360 words | 2 page(s)

Objective data

The US population spends large sums annually to finance health care than any other country in the world according to research statistics (Sultz & Young, 2014). The spending constituted 17% of the annual Gross Domestic Product of the country in the year 2013. Despite the fact that the expenditure in the USA is higher than in any other country, the quality of health that the citizens receive is not up to standard. The high government expenditure on health also makes healthcare costly among the poor, the elderly, the veterans and disabled members of the US society (Sultz & Young, 2014). The high costs are attributed to rising prices of insurance cover, new technologies and the prices of the drugs. Finances for healthcare are obtained from the health insurance policies that are normally purchased by individuals, employers, employers of spouses, or by programs designed by the US government to offer health insurance.

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Reflective data
The high spending to finance health care in the USA should result in lower costs of accessing health care in the country. The high costs of health care as indicated by the objective data causes sufferings to the many people especially those that are disadvantaged. Many diseases that lead to deaths in the country are curable but people still die due to the high costs of healthcare delivery (Sultz & Young, 2014). The situation discriminates against the disadvantaged, as only the rich are able to access proper healthcare.

Interpretive
The costs of health care in the USA are high despite the high levels of government expenditure on healthcare in the country and thus discriminate against the populace. The reason could be lack of a proper framework and policies that would ensure costs remain lower after the funding to make health care affordable to all.

Decisional data
A well-established healthcare delivery framework should be instituted and clear policies established to ensure that high funding for the health care benefits all members of the society. These policies and frameworks will ensure that subsidies for the health insurance policies and drug prices are provided to make healthcare affordable.

    References
  • Sultz, H., & Young, K. (2014). Health care USA: Understanding its organization and delivery (3rd ed.). Gaithersburg, MD: Aspen.

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